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Klaus now accepts Euro(€), US-$ and Pound
Sterling (£) payments
via PayPal !
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European customers, please note that the EU has passed a
law that forces banks to process certain money transfers in the EU for the same
rate as domestic transfers. This is still not adapted into national law
by all countries, but should soon be.
Give your bank a new chance, ask them for their rates
for "SEPA" (Single €uro Payments Area), and me for my bank
account details (BIC and IBAN). This might be cheaper than PayPal!
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You can now buy items from my swap and sales list,
and use your PayPal account to settle the bill.
I still prefer EURO cash, but even inside Europe, this alternative may
be cheaper, safer and faster than international transfers or cash exchanges.
PayPal is a very widely accepted service, and is now part of ebay. Look them up at http://www.paypal.com
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From your own
PayPal account
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you can pay in Euro
(€) (preferred), US$ or UK£, my
PayPal address is klaus@caby.de
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GOOD NEWS: you no longer have to have a
positive balance on your PayPal account to send me money, you can set
PayPal now to directly charge your credit card or bank account.
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BAD NEWS: PayPal now charges me a fee
for incoming payments.
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Deals will usually be agreed on in
Euros, and I expect you to pay all open and hidden PayPal fees
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I have a "Private" PayPal account, and
these are the fees PayPal deducts from my incoming payments:
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Germany |
1,9% + 0,35 Euro |
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Euro countries |
3,4% + 0,35 Euro |
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non-Euro countries |
3,9% + 0,35 Euro (8% if charged in
US$ or UKP, see below) |
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"Hidden" PayPal fees are in the
conversion factors that PayPal uses when I move money between my three
balances, or withdraw it to my home bank account. PayPal's rates are
about 3.5% less than the interbank exchange rates published daily,
e.g. on http://www.xe.com/ucc/
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To avoid complicated penny-pinching, I
will use http://www.xe.com/ucc/
to convert Euros to Dollars or Pounds and just add a flat 8%. Do the math,
this is surprisingly accurate!
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| Postage
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